Concordium USD Price & Performance (CCDUSD)

The national average APY for one-year CDs remains at 1.86%, unchanged from the previous week. This stability follows recent Federal Reserve rate cuts. Meanwhile, competitive rates for six-month CDs reach up to 4.50%, with one-year CDs offering as high as 4.40% from specific institutions.1

Recent Federal Reserve actions, including holding the federal funds rate at 4.25-4.5%, have kept CD yields stable. One-year CDs now outpace five-year CDs in average APY, a trend continuing since 2023. Competitive offerings show higher yields, with select banks offering five-year CDs at rates exceeding 4% APY.1

While the Federal Reserve's recent rate cuts have influenced broader trends, high-yield CDs continue to offer competitive returns. For March 2025, standout rates include 4.15% APY on three-year CDs and 4.25% on five-year CDs from top institutions, appealing to savers seeking fixed returns.1