CRDT USD Price & Performance (CRDTUSD)

The national average for 1-year CDs is now at 1.89% APY, reflecting a slight increase compared to January 2025. However, competitive rates have been trending lower following recent Federal Reserve rate cuts. Online banks continue to offer higher yields, with some 6-month CDs providing over 4% APY.1

Gold prices have surged to $2,950 per ounce, driven by central bank purchases and investor demand amid economic uncertainty. Analysts predict the price could surpass $3,000 by mid-year, with some forecasting it may reach $3,500 by year-end, fueled by inflation concerns and geopolitical risks.2

The Japanese yen remains a key safe-haven currency, with its value influenced by Bank of Japan policies and global economic conditions. Recent monetary policy adjustments and U.S.-Japan trade flows continue to shape the yen's performance against the U.S. dollar in foreign exchange markets.3