First Internet Bancorp - Fixed- Price & Performance (INBKZ)

Certificates of deposit (CDs) continue to attract savers with attractive interest rates, with some institutions offering up to 4.50% annual percentage yield (APY). Marcus by Goldman Sachs and Bread Savings are among the banks leading the market, providing low minimum deposit requirements and competitive terms for short-term savings.1

First Internet Bancorp has seen a 32.1% reduction in short interest, dropping to 28,600 shares as of February 28. Despite this, the stock remains volatile, with its price fluctuating between $24.18 and $43.26 over the past year. Analysts maintain a "Hold" rating, and the firm has a modest dividend yield of 0.88%.2

Mortgage rates have increased slightly, with the 30-year fixed-rate now at 6.71%. The 15-year fixed-rate rose to 5.99%, while the jumbo 30-year fixed-rate climbed to 6.77%. These changes reflect ongoing financial pressures, making affordability a key concern for prospective homebuyers in 2025.3