MainStreet Bancshares, Inc. Price & Performance (MNSB)

MainStreet Bancshares has announced a quarterly cash dividend for its Series A Preferred Stock, set at $0.47 per Depositary Share. The payout will occur on March 30, 2025, to shareholders of record as of March 14, 2025. Despite the dividend, the stock is considered overvalued by analysts, with a target price of $21.25.12

MainStreet Bancshares' share price has dropped 33% over three years, underperforming the market significantly. Total shareholder return, including dividends, fell by 29% during the same period. Insider buying has been noted recently, but analysts suggest focusing on fundamental metrics before investing further.23

MainStreet Bancshares reported a net loss of $998 million for 2024, a sharp contrast to its $26.59 million profit in 2023. Key factors include rising expenses and a $19.72 million impairment charge. Despite challenges, the bank's capital ratios remain strong, exceeding regulatory standards.34