Navient Corporation Price & Performance (NAVI)

Starting May 5, the Department of Education will restart collections on defaulted federal student loans, ending a five-year pandemic pause. Borrowers in default could see wage garnishments and federal payments withheld. With only about 40% of borrowers current, millions are at risk as agencies ramp up recovery efforts.1234

Navient’s stock price targets have been cut by major analysts, with Jefferies now setting a $12 target and JPMorgan reducing it to $11. The company faces a challenging lending environment and increased regulatory scrutiny, though it maintains a strong dividend yield and high institutional ownership.5678

With federal student loan collections resuming, nearly 10 million borrowers could default, creating payroll complications for employers. Wage garnishments may impact morale and productivity. Experts urge employers to proactively support affected workers and review benefits to mitigate disruption as the new policy takes effect in early May.924