Flagstar Financial, Inc. Price & Performance (FLG)

RBB Bancorp reported a rise in net income for Q1 2025, driven by robust loan originations and stable credit quality. The company highlighted improved efficiency and a solid capital position. Despite industry headwinds, RBB’s focus on relationship banking and prudent risk management contributed to its positive performance this quarter.12

Flagstar Financial, recently rebranded from NYCB, reported a first-quarter net loss but emphasized progress in reducing expenses and expanding its commercial and industrial loan portfolio. Leadership cited stable margins and declining credit costs as evidence of an improving outlook, with new C&I loan originations up over 40% from the previous quarter.345

NorthEast Community Bancorp’s first-quarter net income dipped to $10.6 million, but the bank sustained solid returns on assets and equity while reporting no non-performing loans. Analysts remain optimistic, with earnings estimates rising and high implied volatility suggesting potential trading opportunities as the bank navigates a competitive Northeast market.67