Pathfinder Bancorp, Inc. Price & Performance (PBHC)

Pathfinder Bancorp saw a significant 42% decrease in short interest as of March 31, with only 2,900 shares shorted compared to 5,000 two weeks prior. The decline suggests increased investor confidence, especially as the stock traded up 2.2% and insiders reduced their holdings in recent months.12

Pathfinder Bancorp will pay a $0.10 per share quarterly dividend on May 9, despite a sharp drop in annual net income to $3.4 million from $9.3 million. The decline follows higher credit loss provisions and increased expenses, but the company remains well-capitalized with a 14.65% capital ratio.34

Recent filings show insiders at Pathfinder Bancorp have sold 7,556 shares worth $128,803 over the last quarter. Ronald Tascarella and William D. O’Brien notably reduced their stakes, with insider ownership now at 22.4%. These moves come as the company maintains a steady dividend and faces profitability pressures.56