3D render of AI and GPU processors
Igor Omilaev
·
unsplash.com
 
What is XAI? A Guide to Explainable Artificial Intelligence
User avatar
Curated by
cdteliot
4 min read
392
2
Explainable Artificial Intelligence (XAI) is an emerging field that aims to make AI systems more transparent and interpretable, addressing the "black box" nature of complex machine learning models. As reported by TechTarget, XAI is designed to describe its purpose, rationale, and decision-making process in a way that the average person can understand, helping to build trust and accountability in AI technologies.

 

Introduction to Explainable Artificial Intelligence

FLUX
FLUX
Artificial intelligence (AI) has been the talk of the town for the past year, and it is currently transforming many major industries, from healthcare to banking, by automating difficult operations or saving employees time
1
2
.
If you've been using any AI tools in the past few months, you've likely realized how powerful they are at assisting you in repetitive tasks, to the point where you probably wouldn't spend a week without using them
3
.
But beyond their productive cost, and as these artificial intelligence models have become ever more sophisticated, it has also become harder to know exactly how they get to their conclusions and trust them to make important decisions
4
.
Their output is great, there's no doubt about it. But how can we grasp the "How" and "Why" of those AI systems' when we have no way to learn more about their logic and decision-making process? This is exactly where Explainable Artificial Intelligence (XAI) comes into play. XAI aims to help humans better understand complex machine learning and deep learning models by making them more transparent, understandable, and accountable so that everyone can start using them safely
5
.
In this article, we'll dive deeper into what XAI is, why it's important, how it works, and its key applications. Without further ado, let's get to it.
ncbi.nlm.nih.gov favicon
nix-united.com favicon
ncbi.nlm.nih.gov favicon
5 sources

 

What is Explainable Artificial Intelligence (XAI)?

AI system over which it is possible for humans to retain intellectual oversight or the methods to achieve this
Key Principles
Transparency, Interpretability, Explainability
White-box vs. Black-box Models
White-box models provide understandable results, while black-box models are hard to explain
Application in Various Domains
Especially crucial in medicine, defense, finance, and law
To put it simply, XAI is artificial intelligence (AI) that explains how machine learning (ML) models make decisions. Those new AIs tell you the rationale behind all of their decisions, letting anyone understand how they make choices without needing a technical or data science background.
1
By making their processes transparent, XAIs have the potential to increase trust between humans and machines, helping expand the use of these tools to non-tech-savvy users, and making AI decisions easier to evaluate and explain.
2
3
ibm.com favicon
sciencedirect.com favicon
juniper.net favicon
3 sources

 

Why is XAI Important?

amazon.com
There are several reasons why many have been advocating for implementing XAI in more tools in the past few years. The first one, and probably the most important, is the need to avoid the "black-box" nature of many AI systems. As Cathy O'Neil exposed in her book "Weapons of Math Destruction: How Big Data Increases Inequality and Threatens Democracy", many of the most important decisions of our lives– where we go to school, whether we get a car loan, how much we pay for health insurance—are being made not by humans, but by mathematical models that can unintentionally get biased from the dataset they are trained on, leading to unfair or even unethical outcomes
1
.
With a more transparent AI, users could analyze the model's decision-making process and correct those errors manually if needed, leading to more ethical decisions. Another reason why XAI is important is its ability to provide greater transparency. In sectors like healthcare and finance, where regulations are strict, decision-makers need a clear understanding of how AI reaches its conclusions
2
.
This transparency helps build trust in the system and ensures these companies can meet legal standards, even when using AI models to assist them. Without this clarity, companies would find it difficult to fully use AI tools for their daily tasks while staying within regulatory boundaries
3
.
ai.argosmultilingual.com favicon
encora.com favicon
capestart.com favicon
3 sources

 

How Does XAI Work?

Explainable AI (XAI) works by making AI models easier to understand, offering insights into how decisions are made. Traditional AI systems, like deep learning models, often function like black boxes, where the reasoning behind their decisions is hard to interpret. XAI, on the other hand, focuses on providing transparency without sacrificing the model's effectiveness. XAI uses two main approaches: creating models that are understandable from the start, like decision trees, and offering explanations after a decision has been made. The latter, which we call "Post-hoc methods", helps explain why a model reached a particular conclusion by highlighting the most important factors or using simpler models to mimic complex systems. Visualization tools like heatmaps can also help make these insights clearer, showing exactly how the AI analyzed certain data.
1
2
towardsdatascience.com favicon
linkedin.com favicon
2 sources

 

Applications of Explainable AI

knime.com
knime.com
Explainable AI (XAI) is playing an increasingly critical role in industries where understanding how the AI thinks is vital. In healthcare, for example, AI has been helping diagnose diseases and recommend treatments for years already, but XAI now allows clinicians to understand the logic behind these AI-generated decisions, making collaboration with those machines more trustable and effective. In finance, XAI also brings more transparency to credit scoring, loan approvals, and risk assessments, allowing bankers to make sure that AI models meet all the regulatory requirements, and that their clients are treated fairly.
1
2
XAI techniques like feature importance analysis and model-agnostic approaches enable the identification of key factors influencing credit decisions, helping to prevent discriminatory practices and ensure compliance with regulations such as the Equal Credit Opportunity Act.
1
3
businesstechinnovations.com favicon
equifax.com.au favicon
fico.com favicon
3 sources

XAI Challenges and Limitations

That said, even though XAI has made a ton of progress lately, it still faces a handful of challenges that need to be overcome before being widely accepted. Take deep learning for example—where models are just naturally complicated. To make them more transparent, XAI not only needs to explain the rationale behind those models but also explain their reasoning in a way that anyone could understand, using common words and giving real-life examples
1
.
Even when explanations are given, not everyone has the technical background to make sense of them. This naturally raises new challenges and questions about the trade-off between accuracy and explainability
2
.
How far should we go in simplifying a concept?
link.springer.com favicon
mdpi.com favicon
2 sources
Related
What are the main challenges in making deep learning models more transparent
How can XAI balance accuracy and interpretability effectively
What are some real-life examples of XAI explanations
How do different XAI approaches compare in terms of simplicity and effectiveness
What role does technical background play in understanding XAI explanations